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Food for Living: Knowledge As a Critical Asset

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By Henry Ukazu

Dear Destiny Friends,

There is a fundamental discourse in our contemporary society as to whether it makes sense to attend college with loans instead of using the money to learn a trade or invest in business. Well, depending on where you choose to stand, you are right if you really know yourself and know what you want. Education no doubt is important, it secures the future, it provides numerous opportunities and more importantly, empowers you to make a difference in yourself in the society.

On the other hand, business is also important if you have the skills. I guess the rational behind those in support of business hinges on the fact that why invest so much time and money acquiring formal or theoretical knowledge when you know too well, you’ll do exceedingly well if you invest same time and money in your business, especially having the assurance that school is not technically for you.

It’s important to note that before you make money, you will need to learn the art and skill of making money. It is sad to note that some lazy minds want to earn without learning.

Let’s get something clear, both knowledge and money are good. What’s important at any point in time is to know when to apply both. It’s directly compared to politics and life generally; if you want to be respected, you must either have money or have sound academic qualifications. But if you have both, you will not only be highly respected and revered, but you will also be highly sought after.

As a self-discovery coach, it’s very important to know who you are. When you know who you are, you will know your purpose. Your ability to know your purpose will help you to know how to navigate your life because you will know whether to invest in your education or business

To succeed in life, you must have knowledge. Knowledge is a currency if properly acquired and implemented. There are several kinds of knowledge; we have revealed knowledge, which was given to those who wrote the Bible; empirical knowledge, which is knowledge based on observation or experience; intuitive knowledge, which is knowledge which comes up spontaneous from one’s mind; rational knowledge, which is knowledge derived using human reason; and authoritative knowledge, which is derived from one’s expertise in particular field.

To tell you how important knowledge is, I will share a story with you. This is a story of how a giant engine failed while on transit, the owner of the ship got several experts to fix it, but none was able to fix it. An old man who has been fixing ship since he was a young boy was introduced to him, the old man brought his toolbox and looked at the ship. He gently tapped something and instantly, the engine started working.  The owners were happy and asked him to send his service bill.

A week later, the owners received a bill from the old man for ten thousand dollars. The owner exclaimed. “He hardly did anything!” So, the owner wrote a note saying, “Please send us an itemized bill. The man sent a bill that read: Tapping with a hammer = $2.00, knowing where to tap =  $9,998.00. The moral of the story is that effort is important, but knowledge of where to put in effort is more important.

It is important to note that effort is nothing without knowledge, and knowledge is also nothing without effort. You can’t compare hard work and knowledge. Much as both are important, it should be noted that hard work is not enough to be successful. Being smart is more important.

Knowledge works in different styles. It can come in place of talent, effort, and attitude. It’s instructive to note that if you rely just on your talent, chances are you won’t get anywhere. Even the most talented person is not able to utilize his talent to the full extent without the right attitude and focus.

In conclusion, in whatever you do, seek knowledge because it will set you apart from your contemporaries.

Henry Ukazu writes from New York. He’s a Human Capacity & mindset coach. He’s also a public speaker, youth advocate and creative writer. He works with the New York City Department of Correction as the Legal Coordinator. He’s the author of the acclaimed book Design Your Destiny – Actualizing Your Birthright To Success

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EFCC Arrests Ex-Skye Bank Chair, Tunde Ayeni over Nbillions Fraud Allegations

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Operatives of the Economic and Financial Crimes Commission have arrested a former chairman of defunct Skye Bank Plc, Tunde Ayeni, over alleged money laundering, misappropriation and diversion of funds amounting to N36.54bn and $30m.

Ayeni, a businessman, was arrested in Abuja on Thursday, and is currently being held at the commission’s facility.

The arrest followed an EFCC probe into alleged misappropriation and diversion of funds said to have been obtained from Polaris Bank through multiple entities linked to him.

“Operatives of the Economic and Financial Crimes Commission, EFCC, have arrested a former board chairman of defunct Skye Bank Plc and businessman, Tunde Ayeni, in connection with alleged money laundering, misappropriation and diversion of funds to the tune of N36,540,058,400.00 and $30m.

“Ayeni was arrested sequel to the investigation of the EFCC into alleged misappropriation and diversion of funds to the tune of N36,540,058,400.00 and $30m obtained from Polaris Bank Plc by different entities linked to him.

“The funds were loans obtained allegedly for specific investment projects but subsequently transferred to other entities’ accounts. Investigations showed that, though the loans were obtained for purposes such as finance of marine security activities, electricity distribution contract, estate development, they were diverted to the NITEL/MTEL asset acquisition through NATCOM account,” one of the sources said.

Another source said the commission is currently probing 12 companies allegedly linked to Ayeni, which it said were used to obtain the loans from Polaris Bank.

“Twelve different companies linked to Ayeni are being investigated by the EFCC. They are entities he allegedly used to obtain loans from Polaris Bank for his shady activities. The loans are depositors’ funds fraudulently obtained and frittered into diverse wasteful purposes. Ayeni will be arraigned in due course upon conclusion of investigations,” the source said.

When contacted, EFCC spokesman Dele Oyewale confirmed the arrest but declined to give further details.

The Punch

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Food for Living: Be Fruitful

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By Henry Ukazu

Dear Destiny Friends,

To be fruitful is to be productive, profitable, and successful in all areas of your life. When one is fruitful, he will attract many opportunities and values. When we are fruitful, we won’t be barren because we will be producing fruits and results with our work. Even the book of life said no woman will be barren in your land. That’s being fruitful.

Fruitfulness permeates every area of our life. When you are fruitful, your life, marriage, business, academic, ethics, relationship/network will flourish. Our business must be fruitful to survive, otherwise it will be out of business. We shall discuss several areas where one can be fruitful.

Parents

The joy of every father is for the child to be greater than him. Any father that wants to be greater than his son is not a good father in my understanding. Parents, mentors, government, teachers, leaders of faith, etc. all want us to be fruitful.

Let’s take a case study of parents. They sacrifice their time, resources and health just to give us a decent life. They do it because they want us to be successful in life.

Personally, I watched my late father and mother deprive themselves of the luxury of life just to give me and my siblings a decent life. My late parents never had the opportunity of having a decent education, it won’t be out of place for one to say they are unlettered, but they knew the value of education.

My late dad will always say, he’s not concerned about building houses, or living a luxury lifestyle, to him, those are secondary needs of life. His primary concern is for his children to have a good education. My late dad will always say assuming he’s educated, he would have excelled higher in life.

My late mother is not an exemption. I vividly remember one day my late mother said to me, her colleagues are buying jewelry, shoes, clothes, making their hair, etc. to fit into trends, but she’s not concerned about that, her major concern is for her children to have a decent education and look good.

Most people don’t understand the inspiration behind why I do what I do today. My late parents were and remained my biggest supporter. Apart from going to heaven, my greatest goal is to make my late parents and children proud. The moral of this analysis is my late parents sacrificed even their life for me and siblings just because they want us to be successful and fruitful.

Mentors

Mentors are not left out of this equation; mentors can be regarded as gatekeepers because they have paid the price of success. It is the fruitfulness of mentors that attracts values and mentees to them. When a mentor accepts a mentee into his fold, he’s simply telling the mentee, “I want you to be successful, I don’t want you to fail. However, it is important to state that before a mentor can accept to mentor a mentee, the mentor would have seen some potential in the mentees.

It’s instructive to mention that there are five types of mentors namely:

  • Position Mentor: People follow you because they have a right to follow you which can be because of the position you occupy.
  • Permission Mentor: People follow you because you allow them. For example, in relationships when you decide to allow people to build relationships with you.
  • Production Mentor: People follow you because of what you have done for the organization or association. This is result oriented.
  • People Development Mentor: People follow you because of what you have done for them.
  • Pinnacle Mentor: People follow you because of who you are or what you represent. The question now is where do you belong?

For the umpteenth time, I am a product of mentorship. My mentors have really shaped my life.

Teachers

Teachers are not left out. Teachers are generally regarded as professional educators who play a critical role in fostering student achievement, personal growth, and social development. They are seen as the “lifeblood” of the education system, often serving as mentors, role models, and agents of social change.

There are many components of teachers namely:

  • Professional Experts: Teachers are trained specialists in pedagogy (the art/science of teaching) and subject matter, holding degrees and certifications that qualify them to guide learners.
  • Facilitators and Mentors: Beyond delivering content, they act as guides who help students acquire critical thinking skills and knowledge, shifting from “information dispensers” to active facilitators.
  • Lifelong Learners: Effective teachers are viewed as individuals who continuously learn and adapt their practices to new technologies, curricula, and student needs.
  • Moral and Cultural Guides: Teachers are often expected to act as stewards of community values, maintaining student safety, and cultivating civic responsibility.
  • “Backbone of Society”: They are considered crucial to a nation’s social and economic development by preparing the future workforce. Above all, they assist in making us fruitful human beings.

Leaders of faith

The leaders of faith are regarded as the molders of the human faith because they help to build our faith. When the scripture says in Genesis 1:8, be fruitful and multiply, the scripture is also referring to them because they are regarded as shepherds. As Christians, we expected to be fruitful because our heavenly father is fruitful. Being fruitful here entails bearing fruits with our life and this entails using our life to attract people into the kingdom of God as evidence of our heavenly father who expects us to be Christlike.

Government

Let’s talk about the government. When a government is fruitful, it will reflect on the lives of her citizens, but when the government is performing below expectations, the citizens will be on the receiving end. The principal responsibility of the government is protection of life and security for her citizens. Every other thing is secondary. The government is also responsible for creating job opportunities for the citizens. However, it should be noted the government cannot create for all her citizens, and as such they provide an enabling environment for the private sector to thrive.

Employers/Supervisors/Leaders

These sets of people are regarded as people of influence. You need them at your corner, if you intend to move higher in life. Your employers and supervisors are regarded as your leaders. You can never outsmart them; the best one can try is to be in their good books and tolerate their excesses. When an employee is fruitful and exceeding expectations at work, they tend to be rewarded by their supervisors or employers because of the value they create and the problem they solve

In conclusion, whatever you do in life, please try and be fruitful.

Henry Ukazu writes from New York. He works with the New York City Department of Correction as the Legal Coordinator.  He’s the founder of Gloemi. He’s a Transformative Human Capacity and Mindset coach. He is also a public speaker, youth advocate, creative writer and author of Design Your Destiny Design  and Unleash Your Destiny .  He can be reached via info@gloemi.com

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El-Rufai to Remain in ICPC Custody Till June

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Justice Darius Khobo of the Kaduna State High Court has adjourned the bail hearing of former Governor of Kaduna State, Mallam Nasir El-Rufai, to the first week of June, 2026.

El-Rufai is being arraigned on multiple charges bordering on alleged financial crime and abuse of office by the Independent Corrupt Practices and Other Related Offences Commission (ICPC).

“Similarly, another charge, number KDH/KAD/ICPC/01/26, against Mallam Nasir El-Rufa’i and one Amadu Sule (LEDA) has also been filed before a Kaduna State High Court in the Kaduna Judicial Division,” the ICPC said last month.

“The charges in the State High Court case range from abuse of office, fraud, and intent to commit fraud to conferring undue advantage, among others. Both charges were filed by the ICPC on the 18th of March, 2026.”

Speaking after the court session, counsel to the former governor, Ukpon Akpan, kicked against the lingering adjournment of the bail hearing by one presiding judge as politically motivated.

The high-profile case has drawn significant public attention, with heightened security presence observed around the court premises.

The former governor had arrived at the court at about 9 am in a convoy accompanied by ICPC officials and operatives of the Department of State Services (DSS).

During the proceedings, supporters of the former governor gathered outside the courtroom, while security agencies maintained order and restricted movement within the vicinity.

Inside the courtroom, journalists, as usual, were not allowed, as proceedings are expected to focus on arguments presented by both the defence and prosecution regarding the bail request.

At the last sitting, the defence team had maintained that their client poses no flight risk and is willing to comply with all conditions set by the court.

Meanwhile, the prosecution has urged the court to carefully consider the gravity of the charges.

The 66-year-old former governor of Kaduna has been in ICPC custody since February 19 following his release by the Economic and Financial Crimes Commission (EFCC).

El-Rufai, a former minister of the FCT, was, however, released on March 27 based on compassionate grounds following his mother’s death

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