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COVID-19: FirstBank’s FirstMonie Leads the Pack in Agent Banking
By Bolatito Adebola
In this COVID-19 era where movement is restricted in some major parts of the world – including Nigeria – with many Banks and business reengineering efforts to improve the adaptability of their customers to electronic ways of carrying out business, Firstmonie Agents, an agent banking initiative from First Bank of Nigeria Limited is bridging the gaps and helping people to meet their needs of accessing funds to buy food items and groceries as well as send to their loved ones.
This is one of the many measures by the premier financial institution in Nigeria to support the need to promote social distancing and the reduction of physical interactions of people in large numbers, thereby guarding against the spread of the coronavirus.
FirstBank introduced this innovative channel three years ago, with the aim of bringing banking to close those who live in the rural areas and to every Nigerian -regardless of where they are in the country.
Firstmonie Agents also ensure individuals in the suburbs do not have to travel for long hours to the city for their banking activities. The gap between the tech-savvy and the low literacy clients has been bridged as Firstmonie Agent network represents the convenient and comfortable alternative for customers that are unacquainted with the sophisticated digital channels.
With over 53,000 Firstmonie Agents spread across 99% Local Government Areas in the country, the laudable initiative by FirstBank is another way to bank – without visiting a Bank – which allows you to make cash deposit, transfer money to any bank and enjoy other banking services like bills payment and purchase of recharge card amongst others.
Recently, Halima, a FirstBank customer who is a housewife and petty trader, residing in a remote area in Abuja expressed her delight on the Firstmonie Agent initiative as she was able to easily get cash from an agent nearby to procure groceries for herself and her three children. Her bank being far away in Garki was too far to visit to get money. Thanks to Firstmonie which she discovered through her co-tenant, her joy knew no bounds as Halima was able to access her money at the Firstmonie Agent outlet close to her, as well as send money to her mother in far away, Maiduguri in Borno State.
Another customer in Lagos, Adeoye, a civil servant also lauded this brilliant initiative from FirstBank and narrated his experience when he visited the stand of Firstmonie in Ojota area of Ogudu, Lagos. He explained that he was able to do his transaction with ease.
According to Mrs. Sadia Folorunsho, she said ‘I did not know FirstBank has this wonderful service within my area as it actually saved my family from hunger as I was able to perform banking activities without being in the bank,’ she stated.
These are what the management of First Bank of Nigeria Limited, led by its CEO, Dr. Adesola Adeduntan has been able to make available well ahead of time, since no one knew there might be a pandemic that will warrant a lockdown.
Its Firstmonie Agents at every nook and cranny in Nigeria has been able to remove the burden from the shoulders of Nigerians and allow many to carry out several transactions at Firstmonie Agent locations, within close proximity of their home.
Firstmonie Agent banking is a channel specifically designed by FirstBank to bring financial services closer to the unbanked and underbanked segment of the society whilst promoting existing businesses within the communities to deliver their services and contribute to the growth and development of the economy.
With the spread of its Agent Banking network, FirstBank has been able to indirectly create over 150,000 jobs as the Firstmonie Agents have had to employ the services of other individuals to build their businesses and meet the financial needs of individuals in its community.
So far, the Bank has deepened financial inclusion through Firstmonie Agents with 237.3 million transactions processed through the network at a monetary value of over 4.08 Trillion Naira.
News
Army Dismisses Mutiny Threat Against Tinubu’s Govt
The Nigerian Army has dismissed as false and misleading an online report alleging threats of mutiny by soldiers over salaries and allowances, describing the claim as sensational and detrimental to national security.
The acting Director, Army Public Relations, Col. Appolonia Anele, said there has been no threat of mutiny within the Nigerian Army.
Anele said that such conduct is alien to its ethos, discipline and professionalism.
She said mutiny is a grave offence under military law and incompatible with the loyalty of Nigerian Army personnel to the Constitution and the Commander-in-Chief of the Armed Forces.
Anele explained that the report relied on anonymous and unverifiable claims circulated through non-official channels, which did not reflect the views or disposition of officers and soldiers who were trained to address grievances through established military procedures.
Anele clarified that promotion increments is only one component of military pay and should not be misrepresented as total earnings.
According to her, military remuneration includes consolidated salaries, rank-based allowances, operational, field and hardship allowances, as well as other entitlements that vary based on deployment, qualifications and responsibilities.
She said the Nigerian Army, in collaboration with the Armed Forces of Nigeria and relevant government authorities, is implementing structured welfare reforms, including periodic reviews of salaries and allowances, enhanced operational incentives, improved accommodation, medical care and insurance packages for troops and their families.
The army spokesperson added that the Chief of Army Staff (COAS), Lt.-Gen. Waidi Shaibu, had, since assuming office, initiated constructive engagements with relevant authorities on troop welfare, with positive outcomes already emerging.
Anele reaffirmed that the Federal government, under President Bola Tinubu, remains committed to the welfare and operational effectiveness of the Armed Forces amid evolving security challenges.
She urged the public to disregard unfounded reports and rely on official communication channels for accurate information on the Nigerian Army.
News
Food for Living: Why You Must Work
By Henry Ukazu
Dear Destiny Friends,
To survive, everyone must work irrespective of creed or cadre. Work defines an individual, and sets them apart.
Working as a human being is however, relative. A student’s main work is to read and pass examination. A parent’s main work is to train their children. An employee’s main work is do the job they have been paid to do. A pastor’s job is to preach the gospel of Christ in addition to leading people to God. An athlete’s main work is to train and compete at global events in addition to winning laurels. The list is endless.
It’s the job every living being does that attracts opportunities to them, and so, staying docile and expecting opportunities to come your way is another way of encouraging poverty, lack and want in your life. In fact, docile people derive a certain level of joy from begging. Some even love freebies, free lunch and introduction for job opportunities just because they think they have the connection to make it work without them necessarily doing the corresponding work or have the requisite skill.
I personally believe it’s only lazy minds, who think that way. Life doesn’t work that way. I have since discovered that the more work one does the more doors and opportunities that come his way.
Speaking from experience, I have observed that some of the opportunities and favours I am currently receiving and enjoying are consequences of the foundation I laid many years ago. One might be wondering how that works. Let me explain a little, the day you sow a seed is not the day you will reap the fruits. Let me be more direct, as an author, it wasn’t an easy feat writing, researching, editing, doing the layout, publishing and printing the manuscript. It was lots of work, and I didn’t know my book would connect me to resourceful persons today.
In addition, the book generated royalties that humbled me to say the least. The moral of this analysis lies in the fact that when I was spending hours doing the work, I didn’t know it would attract the kind of global attention and news interviews that came to me. Now, you see why it’s good to work. Even the Bible states in Luke 10:7, that every laborer deserves fair compensation.
Did you know that if anyone wants to bless you, they will bless you with the work you do. That’s why the book of life states; God will bless the works of your hands. Nobody likes to give out free money. They like their money to work for them. It’s sad and very unfortunate to see people who pray for opportunities, favours, and blessings without doing any work. These lesser minds think money and opportunities will fall from heaven; they fail to realize that it is their work that heaven is waiting to use to bless them.
Did you know that there are things which God has enabled us to do for ourselves, and there are things we need to depend on Him to assist us. Let me explain further; if all your prayer requests are things men can provide, why are you really praying? Isn’t prayer meant for things you can’t do yourself? You pray to pass an exam that your friend read to pass. You pray to get a job that your friend got on merit. You appeal to God for a car that your friend worked for. It looks as if you are abusing prayer, and you want God to give you the things He has equipped you to provide for yourself. It is high time we understood that prayer is not the solution to laziness.
My late dad, Chief Lazarus Ukazu, advised my siblings and I to always work. As a matter of fact, each time he feels we are oversleeping, he’ll wake us up and say we have many years to sleep in the grave when we die, but as we are alive, we must work.
This instructive advice has been one of the best inspirational lessons I have received in my life. That advice made me feel like setting another goal each time I accomplish a major feat.
The importance of working cannot be overemphasized. The difference between high achievers and docile people is the work they do. While high achievers are very intentional with their life, docile people live by chance. While high achievers are determined to break records, and set new records, docile people are always comfortable living in their comfort zone.
In our contemporary society, we literally have no reason to fail because there’s the availability technology and social media to boost the work we do. It’s easy for one to know what we represent by just surfing the internet. So, imagine when frivolities are seen on your page, it will greatly affect you. Then contrast it with when good information is seen of you on the internet. Like I always say, why be local when we can be global?
Did you know that working is like taking a risk, the more work and risk someone engages in, the more opportunities and experience come their way.
In summary, if you are asked, what’s your work or what project are you working on, what will be your response?
Henry Ukazu writes from New York. He works with the New York City Department of Correction as the Legal Coordinator. He’s the founder of Gloemi. He’s a Transformative Human Capacity and Mindset coach. He is also a public speaker, youth advocate, creative writer and author of Design Your Destiny Design and Unleash Your Destiny . He can be reached via info@gloemi.com
News
Rivers High Court Temporarily Halts Fubara’s Impeachment Process
A Rivers High Court sitting in Oyigbo Local Government Area has issued an interim injunction temporarily halting further action on the impeachment process against Governor Siminalayi Fubara and his deputy, Ngozi Nma-Odu.
In a ruling delivered in Port Harcourt, the court restrained Speaker of the Rivers State House of Assembly, Martin Amaewhule, alongside 32 other defendants — including the Clerk of the House and the Chief Judge of Rivers State – from taking steps aimed at advancing the impeachment process.
Specifically, the order barred the Chief Judge, Justice Simeon Chibuzor-Amadi, from receiving, forwarding, considering, or acting on any request, resolution, or impeachment-related document from the Assembly for the purpose of constituting an investigative panel, pending the determination of the matter. The injunction is to subsist for seven days.
The order was granted by Justice Florence Fiberesima following the hearing of a motion ex parte filed separately by Governor Fubara and his deputy. In the two suits—marked OYHC/7/CS/2026 and OYHC/6/CS/2026—the court also granted the claimants leave to serve the interim order and other originating processes on the first to the thirty-first defendants by pasting them at the gate of the Rivers State Assembly quarters.
The court also directed that the Chief Judge, listed as the thirty-second defendant, be served through any staff of the judiciary at his chambers within the court premises.
Justice Fiberesima, thereafter, adjourned the matter to January 23, 2026, for hearing of the motion on notice, as the legal battle over the impeachment move shifts from the political arena to the courtroom.
On Friday, the Rivers State House of Assembly had asked the Chief Judge to set up a panel to investigate the allegations of gross misconduct against Governor Fubara and his deputy.
The assembly members, who made the call through a unanimous vote, vowed to continue with the impeachment process.
The lawmakers had earlier addressed a press conference in Port Harcourt, where they accused Fubara of allegedly using blackmail.
Addressing journalists, the Deputy Speaker, Dumle Maol, claimed Fubara lacks the trust needed to address the crisis rocking the oil-rich State.
They accused the governor of infringing on the 1999 Constitution, saying the parliament was left with no other choice but to apply their legislative power by impeaching him from office.
The lawmakers also claimed the governor and his deputy had resorted to intimidating the parliament.
They, however, thanked President Bola Tinubu for wading into the crisis.
The members also called on the Speaker, Martin Amaewhule, to reconvene the House.
Their position came weeks after they initiated an impeachment process against Fubara and Odu. The lawmakers are accusing them of gross negligence, a move that has heightened political tension in the coastal State.






