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Life’s a Lot More Easier with FirstBank Cards

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By Eric Elezuo

Like the dynamite, few things in life come in small in packages, but have far reaching benefits and rewards. One of such is the FirstBank range of cards.

The world as we know it today, is a global village, and its connectivity is a at tip of an individual’s finger. That aside, it also revolves round the use of ‘ordinary’ but highly customised cards which FirstBank is first in providing.

For 125 years and counting, FirstBank, Nigeria’s premier bank, with accolades and awards trailing its existence, has continued to blaze the trail in certainly every financial innovation. And as the name signifies, has continued to be the first in virtually everything banking and finance. There is hardly any banking innovation, which is not traced to the company that has overtime woven itself into the very fabric of the society.

FirstBank cards come in a wide range of categories, each fulfilling tasks that are better imagined, but nevertheless are flexible and offers comfort, stressless banking and wholesome peace of mind. It is not therefore, a coincidence that FirstBank is and remains Nigeria’s highest card transacting bank; it is a product of carefully thought out process, hard work and the need to keep its customers first in all things.

The range of cards available to FirstBank include Naira Master Card, Visa Gold and not forgetting Visa Multi-Currency Card.

Otherwise known as NMC, FirstBank’s NAIRA MASTER CARD (NMC) is a class on its own. it comes with automatic increased limits for international transactions in a such a way that customers are at liberty to spend up to $5000 monthly across all channels with a daily ATM cash withdrawal limit of $300. It’s surely a great deal! One wonderful thing about the NMC is there is absolutely no need for BTA/PTA, Business Travelling Allowance and Personal Travelling Allowance respectively.

To enjoy absolute seamless transactions with NMC, customers should endeavour to:

  • Change their PIN before travelling out of the country to avoid transaction failures/invalid card.
  • Not to swipe their cards on any terminal, rather, should insert card and use their PIN
  • Tap with their Naira MasterCard contactless cards to make payments for their transport fares if in the UK.

Other mouth watering offers the NMC provides involves access to seamless airline bookings, especially with Emirates Airlines. The service quick, secure and convenient.

It also offers the Protect Card Transactions feature, which can be activated or deactivated for all types of transaction. This is done by using the Card-in-Control Service on Firstmobile or the USSD option. To achieve this, the customer can only take these few and quick steps below:

Firstmobile: Go to Self Service – Card service and choose card type (debit, credit, or prepaid) to be activated or deactivated.

USSD: Dial *894# – Quick banking – Card management. Customer selects card and appropriate channels to activate or deactivate.

Generally, FirstBank Naira MasterCard is a chip and PIN Debit Card which can be used anywhere in the world. It offers a convenient alternative to the use of cash, and cheques. It can be used to make purchases online, pay bills and access cash at ATMs worldwide. It is a naira denominated card and linked to both current or savings account.

Another card innovation service exclusive to FirstBank is the VISA GOLD CARD, which offers higher daily spending capacity and limit on ATM, POS and WEB. With the VISA GOLD CARD, the customer is assured of $1000 daily ATM withdrawal, $10, 000 POS transaction and $5, 000 on the WEB at only location around the world.

More so, it guarantees access to international emergency services such as Emergency Card Replacement & Emergency Cash Advance in situations where the card gets lost or damaged.

Like the NMC, Visa Gold Card also requires a customer to change PIN before travelling out of the country and avoid swiping cards on any terminal. It also come in handy when making airline bookings with its smooth seamless purchase options.

FirstBank visa gold card is an international premium credit card issued in partnership with visa international. it is a US Dollars denominated credit card and secured by PIN and chip technology

The third among the FirstBank’s super cards is VISA DEBIT MULTI-CURRENCY CARD. It is by all intent and purpose the first of its kind to be offered by any financial institution in Nigeria. Here, customers within and outside the country can enjoy the luxury of having their local and foreign denominated accounts linked to a single Debit card. It is an enhancement to the existing Visa Debit Dual Currency card and can be linked to either or all your NAIRA, USD, EURO and GBP accounts. It is an international card with Chip and PIN technology which can be used to make payment anywhere in the world and across all channels – ATMs, POS & Web. This is unbeatable, and better explains why FirstBank is truly the first.

Among the qualities that make the card thick are:

  • Can be used to make purchases online, pay bills and access cash at ATMs worldwide.
  • Secured by Chip & PIN technology with a lifespan of 3 years.
  • Requires no Cash collateral before issuance.
  • Global acceptance on ATM, POS and WEB.
  • Additional protection for web-based transactions with “Verified by Visa” (VbV).

With the Visa Debit Multi-Currency card, holders can make daily withdrawals to the tune of N150, 000 (local) and $1, 000 (international) from the ATM.

Also, savings account holders can undertake up to N500, 000 transaction on POS while current has more extensive offer of daily POS transaction of N2, 500, 000. However, this offer comes with $2, 500 for international transactions on same channel.

However, on the WEB, a total of N1, 000, 000 is permitted locally while $6, 250 is allowed on the international corridor daily.

For a brand that has consistently remained on top of its game, FirstBank Cards have received global recognition, as well as being honoured for its down to earth and trusted services.

Among its awards and recognitions are:

  • Digital Bank of Distinction, Nigeria” award in the Global Finance Best Digital Banks Awards for two consecutive years, 2016 and 2017.
  • Cashless Champion Award of MasterCard International on POS International transactions acquiring. (Q1 2017)
  • Interswitch awards (2017) in the following categories:
      • Fastest Mobile Penetration in Africa
      • Highest Card Transacting Bank in Nigeria
      • Highest Verve Issuing Bank
  • FY 2016, the Bank won awards in the eBusiness category. They are:
    • Asian Banker award for Best Mobile Payment Product for West Africa
    • Asian Banker award for Credit Card of the Year for West Africa
    • Global Finance Award for ‘Digital Bank of Distinction – Emerging Markets, Africa Category’.
  • Q4 2015, the Bank won two awards in the eBusiness category. They are:
    • MasterCard Cardless Champion award for International acceptance across all POS channels
  • MasterCard Cardless Champion award for Mobile POS (MPOS) merchant acquisition.

 

In December 2015 and May 2016, FirstBank was named the first financial institution in the country to achieve sustained alternative channels transaction volumes of 100 million transactions.

FirstBank’s accolades transcend the ordinary!

What are you waiting for? Visit a FirstBank branch today and complete a debit card application form of your choice.

 

 

 

 

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Access Bank Issues Disclaimer, Says Shutdown Notice False, Misleading

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Access Bank Plc has said that a social media post announcing a shutdown of the bank’s operations, is false and misleading.

In a statement signed by the bank’s management, and made available to the media, the Bank insisted that the notice is the handiwork of mischief makers, who impersonated the bank’s official handle.

It advised members of the public to disregard the notice, and pay attention only to verified information from the verified accounts of the bank.

Below is the full statement:

“A message impersonating Access Bank’s official handle is currently circulating on social media and WhatsApp. It is false and misleading.

“We wish to reassure our customers, partners, stakeholders, and the public that Access Bank is safe, financially strong, and fully operational across all our subsidiaries. Our services continue to run seamlessly, and we remain committed to serving our customers with the highest standards of excellence.

“We are working closely with the relevant regulatory and law enforcement authorities to identify those responsible for creating and spreading this false information to cause panic and business disruption. Appropriate legal action will be taken in accordance with applicable laws and regulations.

“We also remind members of the public that creating, publishing, and disseminating false information capable of causing public alarm, damaging reputations, or undermining confidence in institutions constitutes an offence under Section 24 of the Cybercrimes (Prohibition, Prevention, etc.) (Amendment) Act, 2024.

“If you receive a false and misleading message, please do not share or forward it. Instead, disregard it and rely only on information communicated through Access Bank’s official and verified channels.

“We thank our customers, partners, and stakeholders for their continued trust and confidence in Access Bank.”

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Ecobank Nigeria Launches Scaling Up!!! Podcast to Champion African Entrepreneurship, Business Growth

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Ecobank Nigeria has launched Scaling Up!!!, its flagship business storytelling podcast designed to inspire, educate and empower entrepreneurs, founders, business leaders and the next generation of African innovators through authentic conversations with some of the continent’s most accomplished business personalities.

The podcast, which will be available on Ecobank Nigeria’s official YouTube channel and other major digital streaming platforms, reinforces the Bank’s commitment to supporting businesses beyond banking by creating a platform where entrepreneurs can learn from the experiences of successful founders, creatives and industry leaders who have built thriving enterprises across diverse sectors.
Featuring compelling conversations on entrepreneurship, leadership, innovation, resilience and business growth, Scaling Up!!! offers practical lessons and real-life insights that aspiring and established entrepreneurs can apply in building sustainable businesses.

The inaugural season features an impressive lineup of distinguished guests, including beauty entrepreneur and Founder/CEO of Beauty by AD, Adeola Adeyemi (Diiadem); renowned filmmaker and Founder of Golden Effects Pictures, Kunle Afolayan; veteran music producer and Founder of Coded Tunes, ID Cabasa; luxury fashion entrepreneur Ejiro Amos Tafiri; celebrated commercial photographer Emmanuel Oyeleke; Co-founder and Lead Interior Designer of Siriano Limited, Adewunmi Adegbola; and Founder of Windsor Gallery and Nahous Creative Hub, Richard Vedelago.

Each episode explores the guests’ entrepreneurial journeys, highlighting the opportunities they embraced, the challenges they overcame and the strategies that enabled them to build enduring brands and successful businesses.

Speaking on the launch, Head, Marketing & Corporate Communications, Ecobank Nigeria, Austen Osokpor, said: “Scaling Up!!! reflects Ecobank’s belief that empowering entrepreneurs goes beyond providing financial solutions. Through authentic storytelling and insightful conversations, we are creating a platform where business owners can learn directly from people who have successfully navigated the realities of building sustainable enterprises. It is another way we are reinforcing our commitment to driving entrepreneurship, innovation and economic growth across Africa.”

Also speaking, Head, SMEs, Partnerships & Collaborations, Ecobank Nigeria, Omoboye Odu, said: “Entrepreneurs learn best from the experiences of those who have walked the journey before them. Scaling Up!!! provides practical insights, inspiration and valuable lessons that will help founders make better business decisions, overcome challenges and unlock new opportunities for growth. The podcast further strengthens Ecobank’s role as a trusted partner supporting SMEs at every stage of their entrepreneurial journey.”

Sharing the creative vision behind the initiative, the Producer of Scaling Up !!!, Jemimah Ugiagbe said: “Our goal was to create more than just another business podcast. We wanted honest, engaging and relatable conversations that reveal the realities behind success, the setbacks, the resilience, the bold decisions, and the lessons that every entrepreneur can learn from. Every episode is designed to leave listeners informed, inspired and motivated to build businesses that create lasting impact.”

The podcast further strengthens Ecobank Nigeria’s position as a trusted partner for entrepreneurs by providing a knowledge-sharing platform that extends beyond traditional banking services. Through meaningful conversations with accomplished founders and innovators, the Bank continues to demonstrate its commitment to fostering enterprise development, encouraging innovation and promoting sustainable economic growth across Africa.

Scaling Up!!! is targeted at SMEs, entrepreneurs, founders, startups, business executives, creatives, students and young professionals seeking practical business insights from some of Africa’s most respected industry leaders.

New episodes will be released regularly across Ecobank Nigeria’s YouTube channel and other major podcast streaming platforms, offering audiences thought-provoking conversations on entrepreneurship, leadership, innovation and business growth.

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Wema Bank Bags 2026 Euromoney Best Digital Bank for Consumers Award

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Wema Bank, Nigeria’s oldest indigenous bank and pioneer of Africa’s first fully digital bank, ALAT, has been named Nigeria’s Best Digital Bank for Consumers 2026 by Euromoney, one of the world’s most respected authorities on financial services and banking excellence.

The prestigious recognition affirms the Bank’s sustained leadership in digital innovation, customer experience and financial inclusion, reinforcing its position as one of Nigeria’s leading technology-driven financial institutions.

Presented annually, the Euromoney Awards for Excellence celebrate banks that are redefining financial services through innovation, measurable impact and outstanding customer value. In selecting Wema Bank for the award, Euromoney recognised the Bank’s successful digital transformation journey, its continuous innovation through ALAT, Africa’s first fully digital bank, and its unwavering commitment to delivering simpler, smarter and more accessible banking experiences for customers.

Commenting on the recognition, the Managing Director/Chief Executive Officer of Wema Bank, Moruf Oseni, said: “This award is a strong validation of the deliberate investments we have made over the years to build a truly digital bank that puts customers at the centre of everything we do. Innovation for us has never been about technology for its own sake. It has always been about creating solutions that make banking easier, faster, safer and more rewarding for every customer.

“From pioneering Africa’s first fully digital bank with ALAT to continuously evolving our digital capabilities, we have remained focused on anticipating customer needs and building experiences that create real value. We are honoured by this recognition from Euromoney and inspired to continue pushing the boundaries of innovation as we shape the future of banking in Nigeria,” he concluded.

A key milestone in Wema Bank’s digital transformation has been the evolution and upgraded version of ALAT, which introduced next-generation capabilities including voice banking, tap-to-pay functionality, personalised financial services and integrated investment opportunities through strategic partnerships. Together with faster digital onboarding, AI-powered fraud monitoring, intelligent customer personalisation and an expanding agency banking network, these innovations continue to enhance customer experience while extending financial services to more Nigerians.

Euromoney also recognised Wema Bank’s ability to leverage technology to build deeper customer relationships through data-driven personalisation, enabling customers to receive tailored recommendations across savings, investments and credit products based on their financial needs and behaviour.
For over eight decades, Wema Bank has remained at the forefront of innovation in Nigeria’s financial services industry. As the pioneer of Africa’s first fully digital bank, the Bank continues to redefine banking by combining technology, customer insight and innovation to deliver seamless, secure and inclusive financial solutions for individuals, businesses and communities.

The Euromoney recognition further reinforces Wema Bank’s commitment to building the future of banking through continuous innovation, operational excellence and customer-centric solutions that create lasting value.

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