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Nigeria: Becoming World’s First Cashless Country, Counteracting Corruption Crisis
By Joel Popoola
A little over a year ago, I called on President Buhari to make Nigeria the first country on Earth to abolish cash.
Perhaps he was listening.
This week, the President announced that Nigeria is to become the first African nation to introduce a digital currency.
The so-called eNaira is designed to cut transaction costs and boost participation in the formal financial system, with the President stating in a televised address that its technology can also “increase Nigeria’s gross domestic product by $29 billion over the next 10 years”.
This is the Nigeria we want to see: Bold, creative, modern, capable of continental leadership – and driven by digital technology.
In many ways we are the ideal society to pilot this innovation. Within the next couple of years the vast majority of Nigerians will own a smartphone, and our nation is already home to Africa’s greatest and most important e-payment businesses – such as Flutterwave, Opay and Andela .
It has always been something of an amusement to me that while many Nigerians are used to receiving money electronically from relatives overseas our entire economy still expects them to queue up kiosks for cash when spending that money at home – when every transaction can be done electronically with the touch of a button!
Although old-fashioned currency will be with us for some time to come, there is no question cash’s days are numbered.
It’s not just out-of-date – in a time of COVID-19 and civil insecurity, it’s not even safe.
But the real benefits of a digital economic system could be the ones that benefit our democratic system.
Physical cash is dirty money in more ways than one indeed – corruption is a lot easier in any system that relies upon it.
Minimising the use of cash in public life could be an important step towards restoring Nigerian’s trust in the democratic process.
Transparency and accountability are practically impossible with anonymous and untraceable cash payments. And this has huge implications when it comes to making sure public money goes where it is supposed to go.
As an example of how this can work, look at India. When the Indian government began to make pension payments digitally instead of using cash, incidences of bribery halved. I can’t be the only Nigerian to long for that happening here.
This is another area where Nigeria is making huge progress. COVID-19 saw impressive efforts from government to make palliative payments electronically – and saw the government take impressive and important steps to enhance the transparency and governance of COVID-related spending, including the publication of procurement plans and notices for all emergency response activities including the names of companies awarded contracts and the owners of those companies.
Now we need our politicians to pursue transparency too.
At the digital democracy campaign I lead, we are determined to improve accountability and transparency in Nigerian politics by using technology.
We have created a free app called Rate Your Leader, which allows voters to contact directly with their local elected representatives. The Rate Your Leader app helps politicians engage directly with the people who elected them, building relationships based on mutual trust and respect.
Rate Your Leader also helps local leaders explain and justify every decision they make and every penny they spend – making them truly accountable to the people they serve.
And if their voters don’t like the answers they get, they can rate their politicians appropriately for everyone to see.
In 2021, we live our lives digitally. We shop, socialise, learn, work and even date there. So why does out economic system still expect us to make transactions the same way as our ancient ancestors?
At our campaign, our message is clear: Our politics and our political institutions need to take advantage of the opportunities of the digital age to become more accessible, transparent and responsive – and to make themselves relevant to the people they serve.
Too much of our public payment, welfare and public transport infrastructure remains entirely cash-based. This has to change. But the creation of the eNaira is a great step towards a cashless Nigeria – and an international achievement we can all be proud of.
This would require significant government commitment and investment. But the government could start tomorrow by aiming to making all government payments – such as Conditional Cash Transfer – digital by default.
Our country is becoming digital. Our currency cannot remain analogue.
Joel Popoola is a Nigerian technology entrepreneur, digital democracy campaigner and is the creator of the Rate Your Leader app. He can be reached via @JOPopoola
By Henry Ukazu
Dear Destiny Friends,
It’s impossible for any mortal person to claim that he has not at one time or another felt envious. In other words, everyone somehow has wished they have something other people; friends, partners, siblings, colleagues or even family members, have. It is worthy of note that the Creator of heaven and earth designed the universe in such a way that everyone needs to depend on one another for survival. Nobody has it all.
While one person may be gifted in singing, another might be gifted in praying, healing, speaking or writing. Yet another might be gifted in playing soccer, while another might be gifted in sprinting, tennis, swimming, and more.
As a Human Capacity Development expert, I have come to realize that we all have different strengths and weaknesses. The mistake most people make is to chase what is not chasing them instead of focusing on developing themselves.
When you develop yourself, it will be easy for other people to appreciate and support you, but when you focus your energy on being jealous of what other people have, you deprive yourself of attracting blessings and opportunities to your life. As a Life coach, I always tell my tribe, major on your major and work on your weakness.
Envy is not only when one is jealous of what someone has, it also means greed when one is not satisfied with what one has. Isn’t it true that greed makes a rich man poor and contentment makes a rich man poor. It is important to note that you can’t attract what you hate. If you see anyone thriving, please if you can’t support them, please leave them the way you are instead of pulling them down.
One of the best ways to succeed in life is to know oneself. According to Socrates, “man know thyself”. When you understand who you are, you will understand what’s unique about you, and you won’t be concerned about the activities of others. The benefit of self-discovery is priceless. Self-discovery will help you to make the right choice, it will assist you to unleash your potential, and it will ultimately help you to be intentional with your life.
One of the reasons why envy is paramount is that we don’t practice gratitude and appreciation. Most often, we look towards what we lack instead of looking at what we have. There’s an adage that says, it is because the philosopher was too busy to get to the promised land that he forgot there’s a ditch in front of him and he fell inside. That’s the philosophy of envy.
It’s instructive to note that envy is not only deadly, but also “cancerous” because when it envelops someone, it blinds the person not to see the good in others. Envy, if not properly managed, can cause more than damage.
There was a story about two friends- John and Paul. John woke up one morning to a gleaming new model Toyota Camry in Paul’s garage. He went green with envy, and by the next day, he had the same brand of car in his own garage to prove a point. Unknown to John, he didn’t know that Paul’s car was a gift from his wealthy father-in-law. John on the other hand had to exhaust all his savings to buy his own car just to prove whatever point he had in mind.
At the end of the day, Paul was smiling well and living his best life, but John was experiencing financial challenges that threatened his marriage because of his pride and greed to prove a point. The moral of this message is to desist from competing with people, rather compete with oneself by being better than you were yesterday.
One good reason why envy and covetousness are such terrible afflictions is because what is right for others may not be right for you. If your motivation is to have what others have, your decisions will be targeted at the wrong or goal. Your goal must be self-geared and not to keep up with the neighbors.
It’s instructive to note that we are not on earth to impress anyone, except God. Yes, it’s good to impress our boss at work, our friends, family members, mentors, and benefactors, etc., it should be done with moderation. What is important is for one to know the intention behind whatever they are doing. This is because when you try to please man, you’ll fail, but when we try to do the right thing, everything will fall in place. According to Bill Cosby, I don’t know the key to success, but the key to failure is trying to please everyone. Moral: Just do you and everyone will be fine because at the end of the day, those that care, don’t matter and those that matter don’t care.
In conclusion, as you journey towards life, please avoid envy, run from it and be satisfied with what you have.
Henry Ukazu writes from New York. He works with the New York City Department of Correction as the Legal Coordinator. He’s the founder of Gloemi. He’s a Transformative Human Capacity and Mindset coach. He is also a public speaker, youth advocate, creative writer and author of Design Your Destiny Design and Unleash Your Destiny . He can be reached via info@gloemi.com
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WAEC Dismisses Viral Letter on Deployment of Security Personnel to Exam Centres As Fabricated, Fake
By Eric Elezuo
A statement signed by the Ag. Head, Public Affairs, West African Examinations Council (WAEC), National Office, Yaba, Ms Moyosola Adesina, on behalf of the Head of National Office, has denied and dismissed a letter purportedly issued by WAEC, and making the rounds on the internet, as forged, fake and fabricated.
The statement stated categoricrally that ‘the Council has not issued any such directive regarding the deployment of security personnel to individual examination centers as described in the rogue letter.’
The Council urged schools and examination centres to disregard the letter and it’s content as ‘it did not emanate from the office of the Senior Deputy Registrar (Test Administration) or any other department within WAEC Nigeria’.
Below is WAEC’s statement in full:
The attention of the West African Examinations Council (WAEC), Nigeria, has been drawn to a fraudulent letter making the rounds in the media space.
The fabricated letter, dated May 27, 2026, bears the reference number L/SED/12/DIST/VOL. 4/460 and is addressed to “The Proprietor/Principal of schools.
The forged document falsely claims that the Council has finalized plans for a “comprehensive deployment” of personnel from the Nigeria Police Force and the Nigeria Security and Civil Defence Corps (NSCDC) to all WAEC examination centers across Nigeria, effective June 1, 2026. The letter also features a forged signature of the Senior Deputy Registrar/Head (Test Administration), Mr. S.D. Kum.
The Management of the West African Examinations Council wishes to state categoricrally that the said letter is fake, as it did not emanate from the office of the Senior Deputy Registrar (Test Administration) or any other department within WAEC Nigeria. Similarly, the Council has not issued any such directive regarding the deployment of security personnel to individual examination centers as described in the rogue letter.
Furthermore, WAEC recognizes that this letter is the handiwork of mischief-makers and fraudsters aiming to create unnecessary panic, disrupt the smooth conduct of the ongoing examination, and mislead school proprietors, principals, parents, and candidates.
On this note, school authorities, supervisors, invigilators, parents, and the general public are hereby advised to completely disregard the contents of the said letter.
The Council hereby wishes all registered candidates for WASSCE for School Candidates, 2026 the very best in their preparations for the examination.
The crisis rocking the All Progressives Congress (APC) has continued to deepen, as the President Bola Tinubu’s daughter, Mrs. Folashade Tinubu-Ojo, on Wednesday, called for the disbandment of the influential Justice Forum and Mandate Movement groups over alleged manipulation of the party’s primaries.
Tinubu-Ojo, daughter of President Bola Tinubu, specifically faulted the conduct of the House of Representatives primary for Mushin Constituency I, Agege Constituency II, and Ojokoro, alleging that the mandate of aspirants in the constituencies was stolen and handed to “a non-winner”.
Speaking during the weekly meeting of market leaders and stakeholders at the Iyaloja-General’s office in Alausa, Ikeja, she condemned what she described as political shenanigans and warned against attempts to subvert the will of party members.
She also decried the alleged marginalisation of traders by political office holders despite their contributions to the growth and electoral success of the APC in Lagos State.
The Iyaloja General cited the cases of Mutiu Olaide Oladeebo in Agege Constituency II, Seye Oladejo in Mushin Federal Constituency, and Olotu Emmanuel Ojo in Ojokoro, insisting that the aspirants won their respective primaries convincingly before moves were allegedly made to alter the outcomes.
She said: “We have to cry out now; let the APC cancel Justice and Mandate Forums because our governorship candidate belongs to the Justice Forum.” Everybody is now joking at the Justice Forum because that is where our incoming governor belongs. Are we not Lagosians? When he becomes the governor, he will not be the governor for the APC alone; he has to balance it. Even when you are the governor, you have to lead both your friends and foes. It is saddening that when a Mandate Forum aspirant wins, he jumps to Justice Forum; it is saddening. It is a way of telling us that hard work doesn’t pay in politics.
“Something must be done on that because it is important.
We are sure that Seye Oladejo won in Mushin Federal Constituency and Olotu Emmanuel Ojo in Ojokoro won in Ojoroko with a landslide.
“In fact, we decided to calm down and see what they will do about it because we are ready to protest. We know they won the election and their mandate should not be given to somebody else.”
She urged APC leaders at the state and national levels to immediately investigate the disputed primaries and ensure that justice prevailed before final ratification of the results.
She warned that failure to address the grievances could worsen internal tensions within the APC ahead of the 2027 general elections.
Tinubu-Ojo declared that market women across Lagos remain committed to supporting the governorship ambition of Dr. Kadri Obafemi Hamzat and other APC candidates nationwide, but stressed that traders deserve recognition and political appointments in return for their loyalty and sacrifices.
She also urged President Bola Tinubu to acknowledge traders as critical stakeholders in national development.
Meanwhile, aggrieved APC members and supporters in Mushin have threatened mass protests if the alleged mandate of Oladejo is not restored.
The protesters accused leaders of the Justice Forum bloc of attempting to impose candidates and undermine internal democracy within the party.
“We know who won the election, and the mandate should not be stolen. We are ready to protest if justice is not done,” one of the protesters said.
