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Under-Rated: The Potential Game-Changer

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By Tolulope A. Adegoke

“The ‘Zero’ that isn’t empowered will never Emerge a HERO; Reason being that Opportunities without adequate and necessary preparations would always yield to futility (vice-versa).” – Tolulope A. Adegoke, PhD., MNIM, FIMC, CMC, CMS

The Potential Game-Changer in this context is the number “Zero”. It is used in this context to describe someone who has the potential to cause a massive transformation, despite having the similitude of a failure.  It was Abraham Lincoln who said: “Nobody had ever expected me to become president.” He contested and failed severally before eventually becoming the President of the United States of America.

Lincoln aside, the success of Portugal at Euro 2016 football tournament has a powerful message for every one of us, in every sphere of life. That Portugal beat France 1-0 to become the European Football champion in July 2016 is no longer news. The big news however is the fact that it was a substitute player who was not considered fit to start the same game, who scored the winning and history-making goal. Before the game, all eyes had been on the great Cristiano Ronaldo. But just in the 14th minute, he was carried off the field on a stretcher with a knee injury!

Naturally, with Ronaldo, the star player, injured, panic erupted amongst football fans worldwide and the Portuguese team in particular. In all truth, Portugal probably thought their end had come! But Eder, a substitute from the bench, scored an epochal goal during the extra-time, thereby securing Portugal’s first European Championship title.

Interestingly, when the trophy was presented, it was lifted by Cristiano Ronaldo, who had broken down in tears at the final whistle. That day, he and the watching world had learnt an unforgettable lesson: If you desire to see true success and progress, never underrate anyone. If you wish to see outstanding results in every area of life, you must be determined to pursue total unity and team work because a tree cannot make a forest and nobody is indispensable!

Portugal won without King Ronaldo on the field! Never underestimate any man. Don’t despise your zero because it might end up being your HERO, just as Eder proved to be. We also have the biblical example of David, who emerged from being a mere shepherd boy in the wilderness to becoming a military general, and then, the king of Israel!

The other side of the “ball game”

So far, we have considered zero as a positive potential that must be nurtured from dormancy to vibrancy and greatness. However, there is something else that zero could represent and unlike the previous representations of zero, this does not require being nurtured but being neutralised. This is because like other forms of zero, this also has the potential to grow – in this case, though, into something destructive. This zero is the ‘zero of the weak point’

The story of some individuals would only revolve around their weak point, especially how it limited them from fulfilling their purpose and destiny. A weakness is often a behavioural flaw that prevents or limits someone from being (a game changer) fully effective. Whichever way this flaw is handled can result in great consequences. Both the Bible and contemporary history are replete with stories of individuals who had great potentials but did nothing to neuter their weaknesses and thus exposing themselves to failure and regret.

We have the example of Moses who was called by God to the lead the Israelites out of Egypt, their land of slavery. The exceptional grace on his life made him a HERO. The Lord used him to perform many miracles in Egypt. Through him, God afflicted the Egyptians with ten plagues. The Lord also used him in parting the Red Sea and in demonstrating other wonders in the wilderness (Exodus 33:22-23). Yet, his weak point of anger terminated his mission of leading the Israelites to the Promised Land (Exodus 17, Exodus 32:19-20).

As the Bible records, the congregation of children of Israel had journeyed from the wilderness of Sin. Thus, the people began to reproach Moses and Aaron, their leaders. Moses had gone to God to present the complaints of the people and God had instructed him to speak to the rock for water, but he had struck the rock instead, as a result of his anger at the attitude of the Israelites. God was not happy with this. Eventually, Moses only saw Canaan from afar but didn’t get there.

Samson is another good example to be used here to describe the flaws of mighty individuals. In spite of his great strength, he was eventually captured and became a victim. Ironically, he had been born to be a deliverer of the Israelites (Judges 13). Due to the anointing of God upon him, he had become the most powerful man on earth. He could face 10,000 soldiers all alone, and he once killed a lion with his bare hands. At the height of his strength, the Philistines were afraid of Israel. However, he had a character flaw, which he considered to be a zero – that is, an insignificant weakness. That flaw was the love of women, especially wayward women, which was against the conditions given to him by God. That seeming zero would eventually lead to his downfall, when he revealed the secret of his power to Delilah, one of his wayward women (Judges 16). Towards the end of his life, the same Samson who had been a terror to the Philistines ended up as their puppet and slave. They blinded him and turned him to an object of scorn.

In our contemporary times, there are many whose “zero” character and behavioural flaws such as careless use of the tongue, addictions to drinks and drugs, lust for the opposite sex, love of money, uncontrolled temper, have cut short their lives and destinies. The reason being that they did not realise where their unchecked flaws or could lead them until it was too late.

The fact, as has been stated, is that everyone has a weak point which can be easily dismissed as a zero. This means that within every hero, there lies a zero. Or to put it in another way, “there is a kid in every king.” What this requires is for you to tackle your zero so as not to be drowned in the valley of life. Starve your weak point to develop the hero in you, though the journey to achieving it may not be smooth, because it is truly not easy to be easy! Crave for a good change, work on yourself, by allowing the Potter (God Almighty) to break, remould, bake and make very good use of your earthen vessel for His glory; only via this means would you be able to overcome your flaws and emerge a global game-changer in your area(s) of calling(s) or purpose.

Thank you all for reading.

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El-Rufai to Remain in ICPC Custody Till June

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Justice Darius Khobo of the Kaduna State High Court has adjourned the bail hearing of former Governor of Kaduna State, Mallam Nasir El-Rufai, to the first week of June, 2026.

El-Rufai is being arraigned on multiple charges bordering on alleged financial crime and abuse of office by the Independent Corrupt Practices and Other Related Offences Commission (ICPC).

“Similarly, another charge, number KDH/KAD/ICPC/01/26, against Mallam Nasir El-Rufa’i and one Amadu Sule (LEDA) has also been filed before a Kaduna State High Court in the Kaduna Judicial Division,” the ICPC said last month.

“The charges in the State High Court case range from abuse of office, fraud, and intent to commit fraud to conferring undue advantage, among others. Both charges were filed by the ICPC on the 18th of March, 2026.”

Speaking after the court session, counsel to the former governor, Ukpon Akpan, kicked against the lingering adjournment of the bail hearing by one presiding judge as politically motivated.

The high-profile case has drawn significant public attention, with heightened security presence observed around the court premises.

The former governor had arrived at the court at about 9 am in a convoy accompanied by ICPC officials and operatives of the Department of State Services (DSS).

During the proceedings, supporters of the former governor gathered outside the courtroom, while security agencies maintained order and restricted movement within the vicinity.

Inside the courtroom, journalists, as usual, were not allowed, as proceedings are expected to focus on arguments presented by both the defence and prosecution regarding the bail request.

At the last sitting, the defence team had maintained that their client poses no flight risk and is willing to comply with all conditions set by the court.

Meanwhile, the prosecution has urged the court to carefully consider the gravity of the charges.

The 66-year-old former governor of Kaduna has been in ICPC custody since February 19 following his release by the Economic and Financial Crimes Commission (EFCC).

El-Rufai, a former minister of the FCT, was, however, released on March 27 based on compassionate grounds following his mother’s death

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Court Admits Nine Exhibits Against Malami, Family in EFCC Fraud Trial

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Justice Joyce Abdulmalik of the Federal High Court sitting in Maitama, Abuja, on Monday, admitted nine exhibits against a former Attorney-General of the Federation and Minister of Justice, Abubakar Malami (SAN), alongside his wife, Hajia Bashir Asabe, and his son, Abubakar Abdulaziz Malami.

The exhibits were presented before the court by the Economic and Financial Crimes Commission( EFCC), in its ongoing trial of the former Minister and some family members.

The EFCC is prosecuting the defendants on an amended 16-count charge bordering on conspiracy, procuring, disguising, concealing and laundering proceeds of unlawful activities to the tune of N8.7 Billion contrary to the provisions of the Money Laundering (Prevention and Prohibition) Act, 2022.

The documentary exhibits were tendered through the fourth prosecution witness, Mashelia Arhyel Bata, a compliance officer with Zenith Bank Plc.

Led in evidence by prosecution counsel, J. S. Okutepa, (SAN), the witness, told the court that, in the course of his official duties, he received correspondence from the EFCC requesting documents relating to several accounts linked to the defendants and associated entities.

“I work as a compliance officer with Zenith Bank, Maitama branch. My duty includes receiving correspondence from law enforcement agencies and responding accordingly,” he said.

Bata further disclosed that the bank complied with EFCC’s requests by providing both soft and hard copies of documents relating to accounts belonging to the defendants and companies such as Rayhaan Hotels Limited, Rayhaan Bustan Agro Allied Limited, Nashab Limited, Golden Age Global Ventures, and Rahamaniyya Properties Limited.

“My lord, the documents are nine,” he stated, confirming his ability to identify them when presented in court.

Upon application by Okutepa, the court admitted the documents, dated between July 19, 2024 and March 12, 2026, as Exhibits D1 to D9, despite an initial objection by defence counsel, J. B. Daudu (SAN), who noted that “the dates are almost all in March.”

Continuing his testimony under further examination by prosecution counsel, Ekele Iheanacho (SAN), the witness provided details of transactions contained in the exhibits.

He identified Exhibit D1 as containing account opening documents and statements for accounts belonging to Abubakar Malami and A.A. Malami & Co, including a naira account and a dollar account.

According to him, the statement of account for one of the accounts covered the period from January 1, 2012 to December 31, 2023.

The witness confirmed that the accounts were active between 2015 and 2023, noting that “there were transfers within that period.”

He further revealed that total credits into one of the accounts stood at N383,637,21.55 between January 1, 2016 and December 31, 2023, while total credits from January 1, 2012 to December 31, 2015 amounted to N560,506,465.12.

On debits, he stated that N384,322,120.85 was recorded between 2016 and 2023, while N571,891,174.08 was debited between 2012 and 2015.

Giving further breakdown of transactions, the witness told the court that on November 11, 2020, the account received N194,791,608.00 from New Horizons Limited, and on June 24, 2022, it received N622,500,000.00 from Rayhaan Bustan Agro Allied Limited.

He added that on July 1 and July 7, 2022, the account received N250 million each from Rayhaan Hotels Limited, while on December 22, 2022, there was an inflow of N500 million linked to Rayhaan Bustan Agro Allied Limited.

Continuing in that format, the witness identified so many transactions running into billions.

Following the testimony, the defence counsel, J.B Daudu (SAN) sought an adjournment to enable him study the exhibits and prepare for cross-examination.

“My lord, we need time to go through the nine exhibits tendered,” Daudu said.

Justice Abdulmalik subsequently adjourned the matter to May 13, 2026, for continuation of trial.

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Police Retirees Block Aso Rock Gate, Demand Action on Pension Scheme

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Some retirees of the Nigeria Police Force under the aegis of the Police Retired Officers Forum of Nigeria (PROF) have staged a protest at the Presidential Villa in Abuja demanding President Bola Tinubu sign the Police Exit Bill passed by the National Assembly in December 2025.
The bill seeks to withdraw the Nigeria Police Force from the Contributory Pension Scheme.

The protesters, under the scorching sun, walked from the Three Arms Zone in Abuja through the street in front of the Police Headquarters.

They carried placards with various inscriptions, in addition to the Nigerian flag and the flag of the Nigeria Police Force.

Led by its National Coordinator, CSP Raphael Irowainu, the protesters described the retention of the NPF in the Contributory Pension Scheme as fraudulent and illegal.

They also said the CPS is inhumane and obnoxious.

According to them, the protest seeks to prevail on President Bola Ahmed Tinubu to give assent to the Police Exit Bill passed by the National Assembly on 4th December 2025 and transmitted to the President on 16th March 2026.

They said that when signed into law, the Act will totally exempt the police from what they called a “slavery and untimely death-inducing pension scheme.”

The protesters, accompanied by some of their spouses and children, also blocked Gate 8 leading into the Presidential Villa, causing obstruction to vehicular movement.

Efforts by Villa security personnel to dissuade them from the protest proved abortive as they insisted on seeing the President.

They laid their mats in front of the gate, singing songs of solidarity, while some of them lay on the floor.

As of the time of filing this report, no one from the Villa had addressed the protesters.

CSP Irowainu said that their main purpose is to prevail on President Tinubu to sign the bill exiting the Nigeria Police Force from the CPS, which he said has been passed and transmitted to him by the National Assembly.

He lamented that while other security agencies in the country such as the Army, Navy, Air Force, SSS and others have all been exited from the scheme, the police remain trapped in it.

“Our major aim here is to prevail on President Bola Ahmed Tinubu to sign our bill—the bill exiting the police from the Contributory Pension Scheme—passed by the National Assembly on 4th December 2025 and transmitted to him on 16th March, 2026, into law, nothing more than that.

“The soldiers have been exited, the SSS has been exited, the Air Force has been exited, the Navy has been exited, the National Intelligence Agency (NIA) has been exited. The police, who are the father of them all, are trapped in this obnoxious Contributory Pension Scheme,” CSP Irowainu said.

It is not the first time retired officers are staging a protest over the CPS. In July last year, they demonstrated at the National Assembly to demand their removal from the Contributory Pension Scheme (CPS).

The demonstrators, mostly elderly, stood in the rain holding placards and chanting anti-government songs.

Some of the retired police officers also besieged the Force Headquarters in Abuja to protest against the CPS.

Addressing the protesters at the time, the then Inspector General of Police, IGP Kayode Egbetokun, said the welfare of retired police officers was being addressed, but that the exit of the Force from the Contributory Pension Scheme was not something that could be implemented immediately.

He, however, advised the leaders of the protest to refrain from spreading misinformation, stressing that the Force could not abandon its own.

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